Privacy Policy – for application

Last Updated: 1th May 2024

Introduction of Marudhara care chambers:
Marudhara Care Chambers is a company that specializes in providing short-term credit to individuals and businesses, tailored to meet their personal and professional needs. With a strong commitment to customer satisfaction and financial well-being, Marudhara Care Chambers offers a range of flexible and convenient credit/loan options to address immediate financial requirements.
Information Collection
We may collect Personal Information from You when You register or set up an account with Us on the Platform or when You avail the Services. You can browse certain sections of the Platform without being a registered member, however, to avail certain Services on the Platform (such as new credit enquiry or viewing loan status) You are required to register with Us.
You may provide certain information to Us voluntarily while registering on Our Platform or for using Our Services. Such information include any identification/ correspondence details including Your mobile number, email address optional, password, date of birth, gender for account creation and any national identifiers such as identity card / passport details / Aadhaar card details / Voter ID / driving license for credit approval.
Further, You hereby acknowledge and agree that Our affiliates or group or subsidiary companies registered with financial services regulators may retrieve from Your records available with third party including from Know Your Customer (KYC) Registration Agency (KRA) such as name, KYC details, KYC status, father’s name, occupation, address details and related documents.
Non-Personal Information: currently we are not collecting but in future we are planing to collect certain non-personal information, such as Your internet protocol address, web request, operating system, browser type, URL, internet service provider, IP address, aggregate user data, browser type, software and hardware attributes, pages You request, and cookie information, etc. which will not identify with You specifically (“Non – Personal Information”), while You browse, access or use the Platform. We receive and store Non – Personal Information, using data collection devices such as “cookies” on certain pages of the Platform, in order to help and analyze Our web – page flow, track user trends, measure promotional effectiveness, and promote trust and safety. You are always free to decline Our cookies if Your browser permits, although in that case, You may not be able to use certain features or Services being provided on the Platform or You may be required to re-enter Your password each time you log – in or access the Platform
Use of Information
We use the Personal Information, Non-Personal Information, Transactional Information and such other information provided by You for the following:
(i) to provide and improve the Services on the Platform that You request.
(ii) to resolve disputes and troubleshoot problems.
(iii) to help promote a safe service on the Platform and protect the security and integrity of the Platform, the Services and the users.
(iv) inform You about online and offline offers, products, services, and updates.
(v) customize Your experience on the Platform.
(vi) to detect, prevent and protect Us from any errors, fraud and other criminal or prohibited activity on the Platform.
(vii) enforce and inform about our terms and conditions.
(viii) to process and fulfil Your request for Services or respond to Your comments, and queries on the Platform.
(ix) to contact You.
(x) to allow Our business partners and/or associates to present customised messages to You.
(xi) to communicate important notices or changes in the Services, use of the Platform and the terms/policies which govern the relationship between You and the Company
(xi) for any other purpose after obtaining Your consent at the time of collection.
Contact Information
Please feel free to contact us at contact@marudharacarechambers.in regarding any questions on the Privacy Policy.
Governing Law & Jurisdiction
This policy will be governed by and construed in accordance with the laws of India and subjected to the exclusive jurisdiction of Courts of Rajsamand.